Commercial Vehicle Insurance: The Benefits
Getting the correct insurance cover should be one of the top priorities for any company that has a fleet of commercial vehicles and is dependent on them for their business. However, aside from the obvious and complying with the law, what benefits can having commercial vehicle insurance bring?
Most commercial vans will be transporting goods of some kind; whether this is flowers or computers or whatever so by having proper insurance you will be able to have these goods insured as well as the vehicle. However, it is important to read your policy document carefully as some policies do not include the ‘goods in transit’ clause and sometimes this can be an extra expense. Furthermore, you can save a lot of money when you insure commercial vehicles. Instead of insuring each vehicle one by one, consider using ‘fleet insurance’. This is basically a way of getting correct insurance for all your vehicles at the same time and you will see some savings as well.
In fact, it is true that getting commercial insurance – through places such as VanQuoteDirect – can result in massive tax breaks. Because this insurance is essentially a business expense (and your business would struggle to work without it) then it can be considered a tax write off. This means that the money you spend on the insurance will not be considered taxable and you will be able see your taxable income drop – saving you money in the process.
Lastly, it ensures a sense of peace of mind for your workers in knowing that they are properly insured should anything happen. If one of your drivers is involved in an accident then you can give them assurances that they will not be held responsible for any costs or charges and that your fully protective commercial insurance policy will cover the damages.
Health Benefits Of DPF Removal
There have been numerous major studies over the past decade or so (when this problem came to light) into the effects of diesel particulates and how they directly effect the health of those who come in contact with them. This contact does not even have to be longstanding or constant because several reports show that a minimal amount of contact with particulates that are released from unfiltered diesel fumes can have grave effects on health. It is down to the fineness of these particles; they are so slight that they can easily infiltrate the bodies immune system and cause considerable damage in the process.
Many people have reported dizziness, nausea, heavy breathing and headaches just being being in contact with these unfiltered fumes for a short period of time and more long term effects are even worse and can extend to the likes of lung cancer and serious respiratory diseases. In 2001, a German report concluded that 14,400 people had died over the previous year because of contact with these unfiltered fumes and, as a result, there is now considerable emphasis put on diesel particulate removal. A properly fitted particulate filter can eliminate the majority of harmful substances that are known to emit from diesel exhaust and this can be as high as 75% (with some reports even putting the number far closer to 100%). A vast improvement you would agree.
In fact, the health benefits extend far beyond just the short term and reducing these harmful chemicals means that we will be living in a better environment overall. Everyone is always looking for a way to reduce the number of harmful emissions that are sent out into the Earth’s atmosphere and, with these filters being properly fitted and functioning to their full capability, then we can all enjoy a much cleaner and healthier planet.